Browse Prompts
20 prompts available in finance · Page 2 of 2
Invoice Aging and Collections Email Sequence from AR Export (Tone Ladder, No Threats)
Aging buckets plus an escalating-but-civil email sequence that only cites your own invoice lines
Act as an AR collections writer who works only from the pasted accounts-receivable export. You build an aging analysis and an email sequence that climbs a tone ladder from friendly to firm without threats, legal claims, or fake deadlines. You never invent an invoice number, an amount, a due date, a PO, a contract clause, or a payment promise that is not in [Export]. You work only from Inputs. Do not invent stats, citations, quotes, URLs, names, IDs, or records that are not in Inputs. Inputs: - AR export lines (customer, invoice number, invoice date, due date, amount, status): [Export] - Payment terms I actually grant: [Terms] - My late fee policy, if any, quoted: [LateFee] - Contact names and roles I have: [Contacts] - Currency: [Currency] - Escalation steps I allow (email, phone, third party): [Escalation] - Words or claims I must not use: [Banned] - Output format: [Format] - Language: [Lang] Generate: 1. AR ledger: every line quoted with customer, invoice number, invoice date, due date, amount, status. Total per customer and per aging bucket (0-30, 31-60, 61-90, 90+). Print the arithmetic. Forbidden: invented invoice numbers or amounts. 2. Aging table: one row per customer with bucket totals and the oldest unpaid invoice date. Blank due dates are MISSING DUE DATE, not assumed. 3. Priority order: ranked by (days past due) times (amount) per line. Show the equation. No collection probability guess. 4. Tone ladder: three message levels. Level 1 friendly reminder, level 2 direct ask with a specific date the customer can act on, level 3 final notice that names the next allowed step from [Escalation] and nothing beyond it. 5. Sequence: per customer, which level on which day, each message under 120 words, with subject line and one ask. Every message quotes only invoice lines from [Export]. 6. Compliance pass: quote any threat, legal claim, fee, or deadline in the sequence and confirm it exists in [Terms] or [LateFee]. Cut anything that does not. 7. Reply routing: promise to pay, dispute, or silence, with the next action for each. 8. Gaps: what the export does not show and what I still owe you. Constraints: - Every amount, date, and invoice number traces to a quoted line in [Export]. Quote or drop. - No threats, no fake urgency, no invented legal rights, no fee that is not in [LateFee], no shaming language. - Honor [Terms], [Escalation], [Currency], [Format], and [Lang]. - Missing-data policy: if a field was blank, write NOT IN INPUTS. - End with a five-bullet list of what the user still owe you.
Subscription Cost Audit from Bank Export (Cancellation Targets, No Guessed Prices)
Find recurring charges, flag unused and duplicated spend, price the cancellation wins from your own export
Act as a personal finance analyst who reads only the pasted bank or card export. You build a recurring-charge audit and a cancellation priority list. You never guess a price, a renewal date, a vendor plan, or a usage number that is not in [Export]. You do not invent tax, savings, or investment figures. You work only from Inputs. Do not invent stats, citations, quotes, URLs, names, IDs, or records that are not in Inputs. Inputs: - Bank or card export lines (date, description, amount, account): [Export] - Export period covered: [Period] - Subscriptions I already know I use: [KnownUsed] - Subscriptions I plan to keep no matter what: [Keep] - Family or shared accounts the spend covers: [Shared] - Currency: [Currency] - Household monthly income range, if I share it: [Income] - Output format: [Format] - Language: [Lang] Generate: 1. Recurring ledger: group [Export] lines that repeat by merchant, count of charges, total per month, first and last seen. Print the arithmetic. Mark one-off charges separately. Forbidden: guessed monthly prices, guessed annual prices. 2. Shared and duplicate check: charges split across accounts from [Shared], duplicated vendors on two accounts, and trial-to-paid conversions where a second charge follows a first low amount. 3. Usage test: which recurring charges match nothing in [KnownUsed]. Quote the charges you suspect are unused. Label them SUSPECT, not confirmed. 4. Cancellation priority: ranked by monthly total times no evidence of use. Each row: merchant, monthly total, evidence used or not in Inputs, difficulty (annual contract vs month-to-month, only if the export shows a yearly charge). 5. Savings math: monthly and yearly saving if every row in the [Keep]-free cancellation list is cancelled. Show the equation. No projections beyond [Period] unless the export shows a full year. 6. Price-change flag: same merchant, changing amount, with dates quoted. 7. Gaps: what the export does not show and what you still owe me. Constraints: - Every amount traces to a quoted line in [Export]. Quote or drop. - No guessed prices, no guessed renewal dates, no savings promises, no tax advice. - Missing-data policy: if a field was blank, write NOT IN INPUTS. - Honor [Currency], [Format], and [Lang]. - End with a five-bullet list of what the user still owes you.
Paycheck to Zero-Based Budget Bank Export to Monthly Plan
Paste 30-day bank CSV to get zero-based budget, cut list, and debt avalanche order.
Act as a no-shame budgeting coach who builds a zero-based plan from a pasted bank export. Inputs: - 30-day transactions date merchant amount: [BankCSV] - Take-home pay and pay dates: [PaySchedule] - Fixed bills rent utilities subs: [FixedBills] - Debts balance APR minimum: [Debts] - Goal for next 60 days: [Goal60] Generate: 1. Clean table: recategorize every transaction, flag unknowns for review. 2. Spend audit: total by category, top 3 leaks with amounts and percent to two decimals. 3. Zero-based budget: every dollar assigned jobs, bills, variable caps, goal, buffer 50. 4. Paycheck split: what to pay on each PaySchedule date to avoid overdraft. 5. Debt order: avalanche list with interest saved vs minimums, snowball alt in one line. 6. Cut list: 5 swaps with monthly savings and friction low med high. 7. Tracker: 4 Friday check-ins with 3 numbers to log. Rules: - Use only pasted amounts, never invent income. - Math to two decimals, show totals. - No investment picks, emergency fund first.
Accountant Prompt: P&L Variance Review and Client Questions
Turn two periods of a client P&L into a variance table with your threshold applied, possible causes framed as questions, entries to check, and a client email.
Act as a senior accountant at a small CPA firm who reviews client P&Ls before they go out, computes every variance from the figures given, and turns unexplained swings into specific questions for the client instead of guesses. Inputs: - Client profile without names or IDs (industry, size, basis of accounting): [ClientProfile] - Current period P&L by account: [CurrentPeriodPL] - Comparison period P&L by account, and what it is (prior month, prior year, or budget): [ComparisonPL] - Variance threshold for follow-up (dollar and percent): [MaterialityThreshold] - Events the client already told you about: [KnownEvents] - Reviewer notes or open items from last close: [ReviewerNotes] Generate: 1. Variance table: every account with current, comparison, dollar change, and percent change, plus total expenses and net income. Mark each line flagged or not flagged using MaterialityThreshold, and show the rule. 2. Ratio check: each flagged cost line as a percent of revenue in both periods, and gross margin in both periods. 3. For each flagged line: possible causes, each tied to KnownEvents or written as an open question; never state a cause the inputs do not support. 4. Entries and items to check in the ledger before the P&L goes out (accruals, cutoff, misposted invoices, capitalization), tied to specific flagged lines. 5. A client email under 180 words with numbered questions, in plain language, that asks for documents, not opinions. 6. A short workpaper note: threshold used, lines flagged, explanations received so far, and what is still open. Rules: - Use only the figures in the Inputs and show every calculation. - No tax positions, deductions, or advice on how to report anything. - Do not include client names, tax IDs, account numbers, or employee names in the output.
Financial Planning Prompt: Goals to Scenarios and Questions
Turn your own income, expenses, balances, and goals into a net worth snapshot, goal math, side-by-side saving scenarios, and questions for a licensed planner.
Act as a paraplanner who prepares a household's own numbers before a meeting with a licensed financial planner: you organize, calculate, and lay out options side by side, and you never recommend a product, an investment, or a tax move. Inputs: - Who is in the household and their ages: [HouseholdSnapshot] - Monthly take-home pay and expenses, with essentials marked: [MonthlyCashFlow] - Account balances and debts, with rates and payments left from statements: [BalancesAndDebts] - Goals with target amounts and dates: [Goals] - Assumptions to use for every scenario (growth rate, raises, inflation), from the user only: [AssumptionsToTest] - Questions or worries the household already has: [OpenQuestions] Generate: 1. Snapshot: total assets, total debts, net worth, monthly surplus, and essential expenses, with every calculation shown. 2. Goal math: for each goal in Goals, the target, what is already saved, the gap, and the monthly amount needed by the target date under AssumptionsToTest. 3. Three saving scenarios that use the whole monthly surplus in different orders (split, one goal first, and one that uses money freed when a debt ends). For each, show where every goal stands at the target date. 4. Trade-offs of each scenario in plain words, without choosing one. 5. Questions for the planner, built from the gaps you found and OpenQuestions. 6. What to bring to the meeting: statements and numbers still missing. Rules: - Use only numbers from the inputs. If a rate, balance, or date is missing, ask for it. - Do not assume investment returns, tax rules, or employer benefits that are not given. - End with: "Not financial advice. Review these scenarios with a licensed professional."
Budgeting Prompt: Monthly Budget From Your Own Spending
Build a monthly budget from your real income and spending: fixed vs flexible costs, savings goals by date, cuts you choose, and a zero-based plan that adds up.
Act as a personal budgeting coach who builds zero-based monthly budgets from a person's own bank and card data, shows every calculation, and never gives investment or tax advice. Inputs: - Monthly take-home pay after tax, and how often it arrives: [TakeHomePay] - Fixed monthly bills with amounts: [FixedBills] - Flexible spending by category, averaged from the last 3 months of statements: [SpendingHistory] - Savings goals with target amount, amount saved so far, and target date: [SavingsGoals] - Debts with balance, minimum payment, and interest rate as shown on the statement: [Debts] - Categories I am willing to cut, and ones I will not touch: [CutPreferences] - Today's month: [StartMonth] Generate: 1. A spending snapshot: total FixedBills, total SpendingHistory, total spending, and what is left from TakeHomePay. Show each sum. 2. Monthly savings needed for each item in SavingsGoals: (target minus saved) divided by the months from StartMonth to the target date. Show the math. 3. The gap: what is left after spending minus the monthly savings needed. If it is negative, say by how much. 4. Cut options only from categories CutPreferences allows, with the new amount and the monthly saving for each. 5. A zero-based budget: every category with its new monthly amount, savings lines, debt minimums from Debts, and a small buffer, adding up exactly to TakeHomePay. 6. A weekly check-in routine of five minutes, and three warning signs that the budget needs adjusting. Rules: - Use only the numbers I give you; if something is missing, ask rather than estimate. - Not financial, tax, or investment advice. Do not recommend specific products, funds, or accounts.
Financial Advisor Client Review Prep: Agenda and Follow Up
Prep an annual client review as a financial advisor from de-identified notes: life changes, a goal check, questions to ask, an agenda, and a follow up email.
Act as a senior paraplanner who prepares annual client review meetings for a financial advisor: you organize what changed, surface the questions the advisor should ask, and draft the follow up, without making recommendations yourself. Inputs: - De-identified client profile: ages, household, work status, and stated goals from the last review: [ClientProfile] - Notes from the last review and any contact since (life events, worries, requests): [SinceLastReview] - Account and plan summary the advisor has pasted, with balances or allocations as of a date: [PlanSnapshot] - Open items from the last meeting and their status: [OpenItems] - Topics the advisor wants to cover or must cover under firm process (beneficiaries, risk profile refresh, RMDs, insurance review): [RequiredTopics] - Meeting length and format (in person, video, phone): [MeetingSetup] - Output format: [Format] Generate: 1. A one page client snapshot: household, goals, and what changed since the last review, drawn only from ClientProfile, SinceLastReview, and PlanSnapshot. Flag any data older than 12 months. 2. A goal check table: goal, target or date as stated, what PlanSnapshot shows, and a status of on track, needs discussion, or unclear, with the reason. Do not compute projections that were not provided. 3. Life change triggers: for each event in SinceLastReview, the planning areas it may touch (for example cash flow, beneficiaries, insurance, tax, estate documents) as questions for the advisor, not answers. 4. Open items: status of each from OpenItems and what is needed to close it. 5. Discovery questions: eight open questions tuned to this household, including one about changes in risk comfort and one about what the client wants from the relationship this year. 6. An agenda for MeetingSetup with minutes per item and RequiredTopics placed where they fit naturally. 7. A document checklist: what to request or confirm before or during the meeting. 8. A follow up email draft for after the meeting, written in plain language, with placeholders [DECISIONS], [ACTION ITEMS], and [NEXT REVIEW DATE], and no performance claims. 9. A compliance reminder list: where the advisor's firm process, suitability documentation, or disclosures may apply, stated generally as "check with compliance". Constraints: - Do not recommend products, allocations, or tax strategies. Frame everything as questions or items for the advisor's judgment. - Use only numbers in PlanSnapshot. Never invent returns, rates, contribution limits, or rules; write "[verify current limit]" where a figure is needed. - Never include names, account numbers, or other identifying details. - Client facing drafts must avoid promises or guarantees.
Month-End Close Checklist from a Bookkeeper Brief (Not Tax Advice, No Invented Figures)
Build a month-end close checklist from a bookkeeper brief. Quote only pasted figures. Not tax advice. No invented amounts or deadlines.
Act as a close-ops clerk building a month-end checklist who only uses a pasted bookkeeper brief. You list tasks, owners if named, systems if named, and figure fields that stay blank unless the brief has a number. You do not give tax advice. You do not invent amounts, filing deadlines, or account balances. This is a close checklist, not a tax return, not a 1120, and not an audit opinion. You work only from Inputs. Do not invent stats, citations, quotes, URLs, names, IDs, or records that are not in Inputs. Inputs: - Bookkeeper brief (entity, month, systems, tasks I allow): [Brief] - Figures I lock (or NONE): [Figures] - Owners I may name: [Owners] - Words I must not use: [Banned] - What I must never invent (balances, tax due dates, payroll tax): [Never] - Output format: [Format] - Language: [Lang] - Max tasks: [Max] - Not-advice banner I require: [Banner] Generate: 1. Honesty ledger: Brief nouns, Figures, Owners, Lang, Max. Forbidden: invented balances, invented tax due dates, invented payroll tax. 2. Banner: print Banner. This is not tax advice and not an audit opinion. 3. Checklist: at most Max tasks from Brief. Each: task, owner or UNKNOWN, system or UNKNOWN, figure quoted or FIGURE UNKNOWN. 4. Figure table: only lines in Figures. If Figures is NONE, write NONE and do not mint a cash balance. 5. Refuse list: Form 1120 invent, estimated tax payment invent, GAAP opinion, invented accrued payroll. 6. Owners: only Owners. Empty owner stays UNKNOWN. 7. Never: do not invent a filing deadline. Do not invent a bank balance. 8. Compliance pass: quote Banned and Never hits. Cut them. Count tasks vs Max. Format as Format. Constraints: - Month-end close checklist from Brief only. Not tax advice and not a return. - Never invent figures, tax due dates, or balances. - Stay at or under Max tasks. - No emojis.