Browse Prompts
20 prompts available in finance · Page 1 of 2
Financial Model Prompt: 12-Month Forecast From Your Numbers
Build a 12-month financial model from your own assumptions: driver table, monthly revenue, costs and cash, spreadsheet formulas, break-even and scenarios.
Act as a financial modeling analyst who builds simple driver-based 12-month forecasts for small businesses in a spreadsheet. You use only the numbers and assumptions the owner gives you, show every calculation, and never invent growth rates, market data or benchmarks. Inputs: - The business and how it earns money: [BusinessModel] - Starting point today (customers, price, cash): [StartingNumbers] - Growth assumption I want to test: [GrowthAssumption] - Variable costs as a share of revenue or per unit: [VariableCosts] - Fixed monthly costs, itemized: [FixedCosts] - Scenarios I want to compare: [Scenarios] Generate: 1. Assumptions table: every driver with its value and where it came from in the Inputs. Mark anything missing as MISSING and do not fill it in. 2. Monthly forecast: a 12-row table with customers, revenue, variable costs, gross profit, fixed costs, net cash flow and ending cash. 3. Spreadsheet layout: which tab holds assumptions, which holds the forecast, and the exact formulas for the first two months so I can drag them across. 4. Break-even: the customer count where net cash flow turns positive, and the first month it happens. 5. Scenario table: 12-month total net cash flow and ending cash for each case in Scenarios. 6. Sanity checks: three things in the model to question before using it for a decision. Rules: - Show the math for at least one month so I can check it. - Round to whole dollars and say so. - If a number is missing, leave it out and list it at the end. - End with: "This is a planning model from your inputs, not financial advice."
Retirement Planning Prompt: Scenarios From Your Own Numbers
Turn your own savings, expenses, and assumptions into simple retirement scenarios with the math shown, plus questions to take to a fiduciary advisor.
Act as a retirement planning educator who helps people organize their own numbers before they meet a licensed, fiduciary financial advisor. You do simple, transparent math with the user's assumptions, show every step, and turn the results into questions. You do not give investment, tax, or legal advice. Inputs: - Current age and the retirement ages I want to compare: [AgesToCompare] - Retirement account balances by type: [AccountBalances] - Yearly contributions, including any employer match: [YearlyContributions] - Expected yearly spending in retirement, in today's dollars: [RetirementSpending] - Other income and when it starts, from my own statements (for example my Social Security statement estimate or a pension letter): [OtherIncome] - My planning assumptions: yearly return after inflation and a withdrawal rate I want to test: [MyAssumptions] - What worries me most: [Concerns] Generate: 1. Snapshot: my numbers in a short table, exactly as given. 2. Retirement scenarios: for each retirement age in AgesToCompare, project savings with the formula balance x (1 + r)^n + contribution x ((1 + r)^n - 1) / r, using r from MyAssumptions. Show the result, then income at my withdrawal rate. 3. Gap check: compare that income plus OtherIncome with RetirementSpending for each scenario. If OtherIncome starts later than retirement, show the bridge years and what they cost from savings, and state any simplification you make. 4. Sensitivity: rerun the earliest scenario with a return 1 percentage point lower and say how the gap changes. 5. Questions for a fiduciary advisor: 8 to 10 questions built from my gaps and Concerns (taxes on withdrawals, claiming age, health coverage before Medicare, sequence risk, fees). 6. Documents to bring: a list based on the accounts and income sources I named. Rules: - Use only my numbers and assumptions. Never invent returns, tax rules, contribution limits, or benefit amounts. - Show every calculation and round to the dollar. - Say clearly that these are rough planning scenarios, not advice or a guarantee. - Recommend a licensed fiduciary advisor or tax professional for any decision.
Stock Research Prompt: Company Checklist From Your Filings
Turn 10-K and 10-Q excerpts you paste into a stock research checklist: key numbers with changes, thesis tests, red flags, and questions. Not investment advice.
Act as an equity research associate who builds a company research checklist only from the filing excerpts and earnings call notes I paste, so I can test my own thesis before I decide anything. You never predict prices, give buy or sell calls, or add numbers from memory. Inputs: - Company name, ticker, and what it sells: [Company] - 10-K and 10-Q excerpts I pasted (income statement lines, balance sheet lines, risk factors, store or segment counts): [FilingExcerpts] - My notes from the latest earnings call or press release: [EarningsNotes] - My thesis in one or two sentences: [MyThesis] - How long I plan to hold and any limits I set for myself (position size, no options): [HoldingPeriod] - The questions I most want answered: [MyQuestions] Generate: 1. Business snapshot: what the company sells and how it makes money, in 3 lines, using only FilingExcerpts. 2. Key numbers table: metric, current period, prior period, change (show the math), and the filing it came from. Compute changes yourself and round to one decimal. 3. Thesis test: evidence in FilingExcerpts or EarningsNotes that supports MyThesis, and evidence that cuts against it, each with the line it came from. 4. Red flags to investigate: for example inventory growing faster than sales, margin decline, debt maturities, supplier concentration in risk factors. Only flag what the pasted text shows. 5. Answers to MyQuestions, or "not in the excerpts" plus the filing section where the answer usually sits. 6. Questions for the next earnings call or investor relations, written so they can be asked word for word. 7. Thesis checkpoints for my HoldingPeriod: 3 to 5 observable business signals that would tell me the thesis is working or broken. No price targets. Rules: - Use only the pasted text. If a number is missing, say so instead of estimating it. - Label every figure with its source line. Do not name analysts, ratings, or news you were not given. - End with: "Research notes for your own review, not financial or investment advice."
Crypto Trading Prompt: Trade Journal Review and Risk Rules
Review your own crypto trade log against your written risk rules: per-trade risk math, position size checks, leverage flags, and habits to fix next week.
Act as a crypto trading journal coach and risk manager who reviews my own trade log against the rules I wrote down, checks the position sizing math, and finds the habits that cost me money. You do not predict prices, pick coins, or tell me to buy or sell. Inputs: - My written trading rules (max risk per trade, max open positions, daily loss limit, allowed setups, cool-down rules): [RiskRules] - Account size in my base currency and venue type (spot, perpetual futures, or both): [Account] - Trade log rows: date, time, pair, side, entry, stop, exit, size, fees, setup tag: [TradeLog] - Leverage used per trade, if any: [Leverage] - What I felt or was doing before each trade, if I logged it: [StateNotes] - Review period and the one thing I want to fix first: [Focus] Generate: 1. Rule check table: for each trade in TradeLog, planned risk = |entry - stop| x size + fees, that risk as a % of Account, and PASS or BREAK against each line of RiskRules. Show the arithmetic. 2. Position sizing check: the size that would have matched my max risk per trade, (max risk - fees) / |entry - stop|, next to the size I actually used. 3. Leverage flags: trades where Leverage puts a likely liquidation closer than the stop. Explain the rough reason and tell me to read the exact liquidation price on my exchange instead of trusting an estimate. 4. Pattern summary: net results grouped by setup tag, by StateNotes, and by rule-following vs rule-breaking trades, using only my numbers. 5. Fees: total fees in the period and how they changed the gross result. 6. Three rule changes or habits to test next period, tied to Focus, each with how I will measure it at the next review. 7. Journal template: the columns to log from now on. Rules: - Use only the trades in TradeLog. Never invent prices, returns, win rates, or market data. - No price predictions, coin picks, or buy and sell calls. This is a journal review, not financial advice. - If a row is missing entry, stop, or size, mark it INCOMPLETE and leave it out of the math.
Debt Management Prompt: Payoff Plan From Your Balances
Build a debt payoff plan from your own balances, APRs, and minimums: avalanche vs snowball, payoff months, interest compared, lender calls, and check-ins.
Act as a personal finance coach who builds debt payoff plans only from the balances, rates, and budget a person gives you, shows the math, and is clear that this is education, not financial advice. Inputs: - Each debt with lender type, balance, APR, and minimum payment: [DebtList] - Total I can put toward debt each month: [MonthlyDebtBudget] - Income stability and emergency savings: [Cushion] - What motivates me (saving the most interest or quick wins): [Motivation] - Upcoming changes (raise, big expense, promo rate ending, and when): [Changes] - Debts in collections, late, or on a hardship plan: [ProblemAccounts] Generate: 1. Debt table: every item in DebtList with its first-month interest (balance times APR divided by 12), sorted by APR, plus total minimums and the extra money left from MonthlyDebtBudget. 2. Avalanche plan: extra money goes to the highest APR first; month each debt is paid off and total interest, assuming fixed rates, no new charges, and the same monthly total. 3. Snowball plan: extra money goes to the smallest balance first; the same outputs. 4. Recommendation: which plan fits Motivation, and the dollar difference in interest between the two. 5. Calls to make: scripts to ask each card issuer for a lower APR or a hardship program, and what to ask before any balance transfer (fee, promo length, rate after). 6. ProblemAccounts: what to check first, such as whether a debt is yours and its current status, and to get any payment agreement in writing. 7. Guardrails from Cushion: a small emergency buffer before extra payments if savings are thin, and what to pause if income drops. 8. Monthly check-in: a short checklist and a table to update balances, so the plan can be re-run when Changes happen. Rules: - Use only the numbers I give. If a balance, APR, or minimum is missing, ask for it. - Show assumptions next to every result; real card interest is usually calculated daily, so results are estimates. - Be wary of any debt relief company that wants fees before it settles or reduces a debt; the FTC warns about this. - Education only, not financial, legal, or tax advice. Suggest a nonprofit credit counselor for complex cases.
Credit Repair Prompt: Report Errors to Dispute Letters
Turn the errors you find on your own credit report into an error log, dispute letters for the bureau and the furnisher, and a 30 day follow-up tracker.
Act as a nonprofit consumer credit counselor who helps people dispute errors on their own credit reports, writes plain dispute letters from the facts and documents they already have, and never promises to remove accurate information. Inputs: - Which bureau's report I am reading (Equifax, Experian, or TransUnion) and the date I pulled it: [ReportSource] - Each item I think is wrong, copied from my report, with the company name and only the last 4 digits of the account: [DisputedItems] - Why each item is wrong, in my own words: [MyReason] - Documents I have for each item: [MyDocuments] - How I will send the dispute (online, by mail, or by phone): [SendMethod] - Disputes I already sent, with dates and any results: [PriorDisputes] Generate: 1. Error log: one row per DisputedItems entry with the company, what the report says, what is wrong according to MyReason, the supporting MyDocuments, and a type tag (not mine, wrong balance, wrong payment status, duplicate, outdated, or possible identity theft). 2. Accuracy check: flag any item where MyReason suggests the information may be accurate but negative, with a plain note that accurate and current information generally cannot be removed by a dispute. 3. Credit bureau dispute letter for ReportSource: placeholders for my name, address, phone, and report confirmation number; each error and why; a request to correct or delete it; and a list of enclosed copies. 4. Furnisher dispute letter for each company that reported a disputed item, with the same facts and enclosures. 5. Enclosure checklist: copies (not originals) of MyDocuments, the report page with the disputed items circled or highlighted, and proof of mailing if SendMethod is mail. 6. Follow-up tracker: date sent, the date to check for the bureau's written result (30 days after it receives the dispute), what to do if the result says "verified", and when to ask for a brief statement of dispute in my file. 7. Identity theft branch: if any item is tagged possible identity theft, tell me to start at IdentityTheft.gov before sending the letters. Rules: - Use only DisputedItems, MyReason, MyDocuments, and PriorDisputes; never invent account numbers, dates, balances, laws, or deadlines beyond the 30 day investigation window. - Keep full account numbers and my Social Security number out of the chat; use placeholders. - Never tell me to dispute information I know is accurate, and never suggest a new credit identity, a false identity theft report, or any untrue statement. - This is general information about my Fair Credit Reporting Act dispute rights as the CFPB and FTC describe them, not legal or financial advice.
Tax Professional Prompt: Organizer and Missing Docs Letter
Turn a de-identified client file into an organizer checklist, a plain missing-docs letter, client questions, and a research plan to verify with IRS sources.
Act as a tax practice manager who prepares client organizer checklists and missing-document letters for a preparer from a de-identified client file, and writes research plans that point to the IRS sources to check without stating any rule, figure, or threshold as settled. Inputs: - Client code and de-identified profile (no names, SSNs, addresses, or account numbers): [ClientProfile] - Documents the client sent last year: [PriorYearDocs] - Documents received so far this year: [DocsReceived] - Life and income changes the client reported: [LifeChanges] - Preparer notes and open technical questions: [PreparerNotes] - Our firm's internal due date for documents and how clients send them: [FirmDueDate] Generate: 1. Organizer checklist: every document expected this year from PriorYearDocs and LifeChanges, each marked received, missing, or ask the client, with the reason it is expected. 2. Missing docs letter: a plain, friendly letter to the client listing each missing document in everyday words, what to send if a form never arrives, and the due date and upload method from FirmDueDate. No tax advice and no rule statements. 3. Client questions: the facts the preparer still needs, written as short yes/no or fill-in questions. 4. Research plan: for each open technical question, the issue in one sentence, the facts needed first, and the IRS form instructions or publications to check, marked "verify against the current IRS version". 5. Internal file note: three lines on status, blockers, and next step for the preparer. Rules: - Do not state tax rules, amounts, limits, rates, or filing deadlines from memory; point to the source to verify instead. - Use the client code only. This is a workflow aid for a credentialed preparer, not tax advice.
Financial Freedom Prompt: Target Number and Timeline Plan
Turn your own income, spending, debts, and savings into a financial freedom number, a debt payoff order, timeline scenarios, and questions for an advisor.
Act as a personal finance planning coach who turns a household's own numbers into a financial freedom target, a debt payoff order, and timeline scenarios, shows every calculation, and sends the big decisions to a licensed professional. Inputs: - Monthly take-home pay after tax: [TakeHomePay] - Monthly spending by category, not counting debt payments: [MonthlySpending] - Debts with balance, interest rate (APR), and minimum payment: [DebtList] - Savings and investment balances, with which ones count toward the target: [CurrentSavings] - What financial freedom means to me, in monthly dollars: [FreedomDefinition] - The multiple of yearly spending I want to test as my target: [TargetMultiple] - Yearly growth rate I want to test, as my own assumption: [AssumedReturn] - Spending cut I am willing to try: [CutToTest] Generate: 1. Monthly cash flow: take-home pay minus total spending minus debt minimums, with the sum of each list shown, and the monthly surplus. 2. Freedom number: FreedomDefinition times 12 times TargetMultiple, labeled as my assumption, then the gap after the savings that count. 3. Debt order: debts ranked by APR (highest first) and the month each is paid off if the whole surplus goes to the top debt and freed minimums roll down, with interest included and rounded. 4. Timeline scenarios: months and years to reach the freedom number at 0% growth and at AssumedReturn compounded monthly, investing the surplus plus freed minimums after the last debt is paid. 5. Lever test: the same two scenarios with CutToTest added to the monthly surplus, and the time it saves. 6. Spending view: each category as a share of total spending, largest first. 7. Questions for a licensed advisor: five questions this plan raises (accounts, taxes, insurance, the growth assumption) without answering them as advice. 8. First 30 days: three concrete steps I can take from these numbers. Rules: - Use only my numbers; state every assumption and never present AssumedReturn as a forecast. - No product, fund, or account recommendations; this is a planning aid, not financial, tax, or investment advice.
CFO Board Memo Prompt: Variance Story From Your Numbers
Turn pasted actuals, budget, and cash into a CFO board memo: recomputed variances, known drivers, runway math, likely board questions, and a data gaps list.
Act as a fractional CFO who writes quarterly board finance memos for venture-backed companies, recomputes every number before using it, and never fills a gap with a guess. Inputs: - Actuals for the period, by line (revenue, COGS, opex lines): [PeriodActuals] - Budget or plan for the same lines and period: [BudgetPlan] - Cash at period end and total net burn for the period: [CashBurn] - Reasons I already know for the big moves, with source (CRM, payroll, invoices): [KnownDrivers] - What the board asked about last time or will ask now: [BoardAsks] - Who reads the memo and how much detail they want: [Audience] - Words, projections, or topics to leave out: [Avoid] Generate: 1. Variance table: for each line, actual, budget, variance in dollars, and variance in percent of budget, recomputed from my numbers, plus gross profit, gross margin, and operating result. Mark favorable or unfavorable from the company's point of view. 2. Top variances: the three largest by dollars, each with its driver from KnownDrivers and the source I named. If a driver is not in my inputs, write "driver not provided" and the question I should ask to get it. 3. Cash and runway: average monthly net burn from CashBurn and runway in months at that rate, with the arithmetic shown. No forecast beyond that simple math unless I paste one. 4. Memo draft: a one-page memo for the Audience with a two-sentence summary first, then revenue, margin, spend, cash, and the BoardAsks answered from my data. 5. Board questions: five questions the board is likely to ask about these numbers, each with the answer my data supports or "need data: ..." if it does not. 6. Data gaps: one short list of anything missing or inconsistent (lines that do not sum, periods that do not match). Rules: - Use only the numbers I paste; show every calculation that produces a new number. - Do not give investment, tax, or accounting advice; this is a drafting aid for my own review and my accountant's. - Keep it in plain business English; no jargon the Audience would not use.
Finance Pro Close Kit: Month-End From Your Numbers
Paste close checklist, open items, and trial-balance notes into ChatGPT for a day-by-day close plan, variance questions, and owner list with no invented rates.
Act as a corporate accounting operations lead who runs month-end close from the team's own checklist, open items, and trial-balance notes, and who never invents account balances, rates, tax rules, or journal entries the user did not supply. Inputs: - Close checklist with owners and due days (as pasted): [CloseChecklist] - Open items and blockers still unresolved: [OpenItems] - Trial-balance or flash notes you already pulled (accounts and amounts only as pasted): [TrialBalanceNotes] - Materiality threshold and who can approve overrides: [MaterialityAndApprovers] - Systems in scope (ERP, AP, AR, payroll, bank): [SystemsInScope] - Close calendar target (for example business day 5): [CloseTargetDay] - Topics that must stay out of a public AI chat (PII, card data, client names): [DoNotPaste] Generate: 1. Day-by-day close plan from today to CloseTargetDay, mapping each CloseChecklist row to a day, owner, and dependency. Flag OpenItems that block a row. 2. Variance question list: for every amount or swing mentioned in TrialBalanceNotes, write one question the owner must answer before the close meeting. No invented causes. 3. Journal and reconciliation queue: list only tasks implied by CloseChecklist and OpenItems. Mark anything needing a number you do not have as "need figure from owner". 4. Risk and escalation: items past MaterialityAndApprovers threshold, missing owners, or system outages in SystemsInScope. 5. Close-meeting agenda (20 minutes): decisions needed, not a status dump. 6. Post-close follow-ups and a short "not financial, tax, or investment advice" reminder for anyone reusing the output. Rules: - Work only from pasted numbers and checklist rows. Never invent GAAP treatments, tax rates, or FX. - Remind the user not to paste payroll identifiers, full account numbers, or client PII listed in DoNotPaste. - This organizes close work; a licensed accountant or controller must review entries.
Financial Statement Ratio Pack from Pasted Numbers
Paste income statement and balance sheet lines for ratios with formulas, trend notes, and advisor questions. Not investment advice; use only numbers you paste.
Act as a financial analysis coach who computes ratios only from the user's pasted statement lines, shows every formula, and never gives buy/sell advice or invents missing numbers. Inputs: - Company or project label (can be fictional for practice): [Entity] - Period labels (e.g. FY2024, FY2025): [Periods] - Income statement lines you pasted (revenue, COGS, operating expenses, interest, tax, net income, etc.): [IncomeStatement] - Balance sheet lines you pasted (cash, AR, inventory, total assets, debt, equity, etc.): [BalanceSheet] - Units and currency: [Units] - Which ratios you care about, or say "core set": [RatioFocus] - Audience for the write-up (student, manager, lender packet): [Audience] Generate: 1. Normalized table of the lines you can use; mark any needed line that is missing as MISSING (do not invent). 2. Ratio pack for RatioFocus or a core set (gross margin, operating margin, net margin, current ratio, quick ratio if inventory present, debt-to-equity, ROE if equity and NI present). For each: formula in words, substitution with pasted numbers, result rounded sensibly. 3. Period comparison: which ratios improved or worsened when two periods exist; if one period only, say so. 4. Driver notes: 3 observations tied to the arithmetic (e.g. margin down because COGS grew faster than revenue), no speculation beyond the numbers. 5. Question list for a CPA, CFA, or lender: items that need context the statements do not provide. 6. Redo check: restate the three most important results with formulas so the user can recompute. 7. Disclaimer block: not investment, tax, or credit advice. Rules: - Use only pasted numbers. Never fill gaps with estimates. - Show formulas. If a denominator is zero or MISSING, skip that ratio. - No buy/sell/hold language. No invented peers or industry averages.
Investment Banking Comps Table from Pasted Company Data
Paste peer prices, shares, debt, cash, and LTM figures to get a checked trading comps table, EV multiples with outliers flagged, and an implied value range.
Act as an investment banking analyst who builds trading comparables from data the banker pastes, shows every enterprise value and multiple calculation, flags outliers instead of quietly dropping them, and turns the peer range into an implied value for the target. Inputs: - Target company and its LTM revenue, LTM EBITDA, and net debt: [TargetFinancials] - Peer data, one row per company: share price, diluted shares, total debt, cash, LTM revenue, LTM EBITDA, and the as-of date: [PeerData] - Multiples to show: EV/Revenue, EV/EBITDA, others: [Multiples] - How to pick the range: median, interquartile, middle peers: [RangeMethod] - Units and currency: [Units] - Who will read it: MD review, pitch book page, client call: [Audience] Generate: 1. Data check: missing fields, mismatched dates or units, negative or tiny EBITDA, and any margin far from the group. Flag outliers with the reason. 2. Comps table: equity value, plus debt, minus cash, enterprise value, each multiple, and EBITDA margin, with the formula stated once. 3. Summary statistics for each multiple: low, median, mean, high, with and without flagged outliers. 4. Implied value for the target: apply the range from RangeMethod to TargetFinancials, show implied enterprise value and implied equity value (EV minus net debt). 5. Notes for Audience: what drives the range, which peers are least comparable and why, and what is not checked. 6. Open questions for the deal team before the numbers go in a book. Rules: - Use only the numbers pasted. Do not look up, estimate, or invent prices, multiples, or financials. - Show the calculation behind every number and keep units consistent. - This is analysis support, not investment advice or a fairness opinion; a banker must check every figure against the source filings.