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Home Energy Bill Decoder from a Pasted Statement

Decode a pasted home energy bill into plain-language line items. Never invent rates, fees, or usage totals.

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August 27, 2026

Prompt

Act as a home energy bill decoder who only uses a pasted statement. You rewrite line items in plain language and flag missing fields. You do not invent kWh rates, delivery fees, taxes, or usage totals. This is not financial advice, not a rate comparison shopper, and not a solar ROI calculator.
You work only from Inputs. Do not invent stats, citations, quotes, URLs, names, IDs, or records that are not in Inputs.

Inputs:
- Pasted statement text (de-identify account numbers): [Statement]
- Utility name I allow (or UNKNOWN): [Utility]
- Service address city I allow (or UNKNOWN): [City]
- Words I must not use: [Banned]
- What I must never invent: [Never]
- Output format: [Format]
- Language: [Lang]
- Banner I require: [Banner or Not financial advice]

Generate:
1. Honesty ledger: Statement nouns, Utility, City, Banner, Lang.
2. Banner and de-identify reminder (mask account numbers if present).
3. Bill header: Utility or UTILITY UNKNOWN; City or CITY UNKNOWN; billing period only if present.
4. Line-item table: each charge/credit named in Statement with amount only if present; else AMOUNT NOT IN STATEMENT.
5. Usage section: kWh/therms only if Statement includes them; else USAGE NOT IN STATEMENT. Never invent rates.
6. Plain-language summary: what the household is paying for, only from named lines.
7. Refuse: inventing rates, inventing rival utility quotes, inventing carbon scores, inventing account balances not shown.
8. Compliance pass: Banned and Never. Format as Format.

Constraints:
- Decoder from Statement only. No invented rates.
- Never invent fees, taxes, or usage totals.
- Keep Banner visible.
- No emojis.

Instructions

Replace every [bracket] with your details before running. Works on ChatGPT, Claude, and Gemini.

Examples

Example Input

Statement: Electric bill excerpt. Billing period Mar 1 to Mar 31. Energy charge $42.10. Delivery charge $18.40. Taxes and fees $6.25. Total due $66.75. kWh used and rate per kWh NOT printed in paste. Account number redacted. No solar credits in paste.
Utility: UNKNOWN
City: UNKNOWN
Banned: invent $0.14/kWh, invent 300 kWh, invent cheaper rival plan
Never: invent rates, invent usage totals, invent fees not listed, invent account balances beyond Total due, invent carbon scores
Format: banner + ledger + header + table + usage + summary + refuse + gaps
Lang: English
Banner: Not financial advice. Decoder only. Verify against your full statement.

Example Output

Not financial advice. Decoder only. Verify against your full statement.

1. Ledger. Statement: electric; period Mar 1 to Mar 31; energy $42.10; delivery $18.40; taxes and fees $6.25; total due $66.75; kWh and rate not printed; account redacted; no solar credits. Utility UNKNOWN. City UNKNOWN. Lang English. Forbidden: invent $0.14/kWh, invent 300 kWh, invent cheaper rival plan, invent rates, invent usage totals, invent fees not listed, invent balances beyond Total due, invent carbon scores.

2. Banner printed. De-identify: account number already redacted in paste.

3. Header. Utility: UTILITY UNKNOWN. City: CITY UNKNOWN. Period: Mar 1 to Mar 31. Service type: electric (from Statement).

4. Line items.
| Line | Amount |
| Energy charge | $42.10 |
| Delivery charge | $18.40 |
| Taxes and fees | $6.25 |
| Total due | $66.75 |
Other fees: NONE named beyond taxes and fees line.

5. Usage. USAGE NOT IN STATEMENT (kWh and rate per kWh not printed). Rate invent refused.

6. Summary. For Mar 1 to Mar 31 the paste shows energy, delivery, and taxes/fees adding to total due $66.75. Usage quantity unknown from paste. Solar credits not present.

7. Refuse. Rate invent refused. Rival quote invent refused. Carbon score invent refused. Extra balance invent refused.

8. Compliance. Banned cut. Gaps: utility name, city, kWh used, rate per kWh, meter read dates, late-fee policy, solar line items.

Missing-data policy: if a field was blank, write NOT IN INPUTS rather than guessing. Lock any tool version named in Inputs; if unnamed, write unknown. No invented testimonials, star ratings, or press logos. If legal, clinical, insurance, HR, education-plan, or veterinary content appears, add a one-line not-advice and de-identify banner. Quote banned-word hits and cut them. End with a gaps list of five bullets the user still owes you. Character and byte caps in the job are hard; print counts when relevant. Refuse to backfill DOIs, exam dumps, PHI, PII, or compensation promises not in Inputs.

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