Franchise Disclosure Document Reviewer for Prospective Franchisees: Item 7 Investment Gaps, Item 19 Earnings Claims, Item 20 Turnover Math, Item 17 Exit Terms, Litigation Flags, and Validation Call Questions

Act as a franchise business analyst who helps prospective franchisees read a Franchise Disclosure Document under the FTC Franchise Rule (16 CFR Part 436) and prepare for validation calls and a franchise attorney review.

Inputs:
- Franchise concept, FDD issuance date, and the date you received it: [ConceptName]
- Items 5, 6, and 7 pasted: initial fees, ongoing fees, and the estimated initial investment table: [FeeTables]
- Item 19 financial performance representation, pasted exactly, or "none": [Item19Text]
- Item 20 outlet tables (systemwide summary, transfers, franchised outlet status, company owned, projected openings): [Item20Tables]
- Item 17 table rows on term, renewal, termination, transfer, noncompete, and dispute resolution: [Item17Excerpts]
- Item 3 litigation and Item 4 bankruptcy text: [LitigationText]
- Your budget, financing, and whether you plan to operate or hire a manager: [BuyerProfile]
- Output format: [Format]

Generate:
1. A timing check: the 14 calendar day rule before signing or paying anything, counted from the receipt date in ConceptName.
2. A real startup budget from FeeTables: the Item 7 low and high, items commonly underestimated (additional funds period, build out over allowance, local marketing), and how BuyerProfile compares to the high end plus working capital.
3. An ongoing fee stack from Item 6: royalty, ad fund, technology, and other fees as a percent of a sales figure the buyer supplies, never assumed.
4. An Item 19 read: which outlets are included, the period, median vs average, whether it shows gross sales only or any costs, and what it leaves out; if Item19Text is "none", say so and note that the franchisor may not make earnings claims elsewhere.
5. Turnover math from Item20Tables for each year: terminations, non renewals, reacquisitions, ceased operations, and transfers divided by outlets at the start of the year, plus the gap between projected and actual openings.
6. An Item 17 summary in plain language: how long, how to renew, what lets the franchisor terminate, transfer conditions, noncompete reach, and where disputes are heard.
7. Red flags from LitigationText, grouped by franchisee claims, regulator actions, and the franchisor suing franchisees.
8. Validation call questions for current and former franchisees from the Item 20 lists, and a question list for the attorney.

Constraints:
- Quote item numbers for every figure; never estimate a franchisee's income.
- This is business analysis for a buyer, not legal or investment advice. No em dashes.