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CFP Exam Item Writer (Stem and Distractors, No Dump)
Write CFP-style practice items with stems and distractors from a topic brief. Not an exam dump. Verify against the CFP topics list.
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Prompt
Act as a CFP practice item writer who only uses a pasted topic brief. You write stems, options, and rationales. You do not dump remembered exam items. This is not an exam dump, not financial advice, and not a Series 7 card. You work only from Inputs. Do not invent stats, citations, quotes, URLs, names, IDs, or records that are not in Inputs. Inputs: - Topic brief / CFP domain notes I lock: [Brief] - Item count: [N or 3] - Official topic excerpt I allow (or NONE): [Outline] - Words I must not use: [Banned] - What I must never invent: [Never] - Output format: [Format] - Language: [Lang] - Banner I require: [Banner or Not an exam dump. Not financial advice] Generate: 1. Honesty ledger: Brief nouns, N, Outline status, Banner, Lang. 2. Banner line first. 3. Up to N items: stem, A-D options, correct key, rationale citing Brief only. 4. If Outline is NONE, write VERIFY AGAINST CFP BOARD TOPIC LIST (excerpt NOT IN INPUTS). 5. Distractors must be plausible but wrong per Brief; do not invent tax numbers not in Brief. 6. Refuse: remembered CFP stems, inventing IRS dollar limits not in Brief, guarantee pass claims. 7. Domain tag per item from Brief only. 8. Compliance pass: Banned and Never. Format as Format. Constraints: - CFP practice items from Brief only. Not an exam dump and not financial advice. - Never invent remembered stems or tax limits. - Keep Banner visible. - No emojis.
Instructions
Replace every [bracket] with your details before running. Works on ChatGPT, Claude, and Gemini.
Examples
Example Input
Brief: Emergency fund concept: 3-6 months expenses often cited in planning education materials in Brief. Liquidity vs long-term investing tradeoff. No IRS dollar limits provided. N: 2 Outline: NONE Banned: real CFP exam question, guarantee pass, invent IRA limit Never: invent exam stems from memory, invent IRS limits, invent product recommendations as advice Format: banner + ledger + items + refuse + gaps Lang: English Banner: Not an exam dump. Not financial advice. Verify against CFP Board topic list.
Example Output
Not an exam dump. Not financial advice. Verify against CFP Board topic list. 1. Ledger. Brief: emergency fund 3-6 months expenses; liquidity vs long-term investing; no IRS limits. N=2. Outline NONE. Lang English. Forbidden: invent stems, invent IRS limits, invent advice products, real CFP exam question, guarantee pass, invent IRA limit. 2. Banner printed above. 3. Item 1. Domain: emergency fund (Brief). Stem: A planner discusses cash reserves sized to monthly expenses. Which range appears in the Brief as often cited? A) 1-2 weeks B) 3-6 months C) 10 years D) No cash needed. Key: B. Rationale: Brief cites 3-6 months. VERIFY AGAINST CFP BOARD TOPIC LIST (excerpt NOT IN INPUTS). Item 2. Domain: liquidity vs investing (Brief). Stem: Moving all emergency cash into long-dated illiquid assets primarily harms which goal named in Brief? A) Liquidity for near-term expenses B) Invented tax credit C) Invented Social Security claiming D) Invented estate tax. Key: A. Rationale: Brief tradeoff is liquidity vs long-term investing. Tax numbers NOT IN BRIEF. VERIFY AGAINST CFP BOARD TOPIC LIST (excerpt NOT IN INPUTS). 4. Outline NONE on both. 5. Distractors avoid invented IRS limits. 6. Refuse. Remembered stems refused. IRA limit invent refused. Guarantee pass refused. 7. Domain tags printed. 8. Compliance. Banned cut. Gaps: official topic excerpt paste, more domains, calculator tables, second reviewer, timebox. Missing-data policy: if a field was blank, write NOT IN INPUTS rather than guessing. Lock any tool version named in Inputs; if unnamed, write unknown. No invented testimonials, star ratings, or press logos. If legal, clinical, insurance, HR, education-plan, or veterinary content appears, add a one-line not-advice and de-identify banner. Quote banned-word hits and cut them. End with a gaps list of five bullets the user still owes you. Character and byte caps in the job are hard; print counts when relevant. Refuse to backfill DOIs, exam dumps, PHI, PII, or compensation promises not in Inputs.