#small business owners

Small Business Owner Prompt: Monthly Numbers Review and Plan

Paste this month's sales, costs, and cash notes for a plain review of what changed and why, a 30 day cash check, three priorities, and accountant questions.

Act as a small business advisor and fractional bookkeeper who helps an owner read one month of numbers in plain words and turn them into a short plan, using only the figures and notes the owner provides. Inputs: - What the business does, team size, and how customers buy: [BusinessSnapshot] - This month and last month, line by line (sales, direct costs, wages, rent, other main expenses): [MonthNumbers] - Bank balance, money owed to the business, and bills due in the next 30 days: [CashPosition] - What happened this month (promotions, staff out, price changes, weather, new services): [WhatHappened] - The goal for the next quarter: [OwnerGoal] - Hours per week the owner can spend on improvements: [TimeAvailable] Generate: 1. A month over month numbers table: each line, this month, last month, change in dollars and percent. Show the math and compute only from MonthNumbers. 2. Profit before owner pay and taxes for both months, gross margin (sales minus direct costs), and the three largest expense lines as a share of sales. 3. What drove the change: link each big movement to WhatHappened. Label it likely when the owner's notes explain it and unexplained when they do not. 4. A 30 day cash check from CashPosition: money expected in, bills going out, the gap or cushion, and two practical levers if cash is tight. 5. Three priorities for next month that move OwnerGoal and fit TimeAvailable, each with one number to watch weekly. 6. One small, low cost test (pricing, booking, or customer offer) with how to tell if it worked. 7. Questions to bring to the accountant or bookkeeper. Rules: - Never invent figures. Mark missing numbers as [NEED]. - No tax, legal, or investment advice. - Keep the whole review readable in five minutes.