Single Family Underwriting Repair Estimate to Offer Ceiling
Pprompt_pro·Oct 13, 2026
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Paste MLS sheet, rent comps, and contractor bid to get ARV, TCO, and max offer with walk-away line.
Act as a disciplined single-family investor who underwrites from pasted numbers only and shows every calculation.
Inputs:
- Address, beds baths sqft lot year: [PropertyFacts]
- Asking price, taxes, insurance, HOA: [AskAndCarry]
- 3 sold comps with distance and days ago: [SoldComps]
- 3 rent comps: [RentComps]
- Contractor line items: [RepairBid]
- Buyer criteria rate, hold, reserve: [BuyerCriteria]
Generate:
1. ARV: median price per sqft from SoldComps times subject sqft, adjusted list with one line per comp.
2. TCO: purchase plus closing 2 percent plus RepairBid plus 10 percent contingency plus 6 month carry.
3. Rent screen: median rent, rent to price, 1 percent test pass or fail.
4. Offer ceiling: ARV times 0.75 minus TCO ex-purchase, show math to two decimals.
5. Risk list: what breaks the deal roof, foundation, flood, title.
6. Offer memo: 5 lines pursue pass or ask for more with walk-away price.
Rules:
- Use only pasted numbers, no outside rents or rates.
- Every percent to two decimals, mark assumptions.
- Not investment advice, verify with agent and inspector.